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Plaid AI Enrichment

by Plaid

Last researched Jun 3, 2026
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Plaid's AI-driven transaction enrichment — categorization, merchant cleanup, and personal-finance signal extraction across linked bank accounts.

Refreshed weekly

Built on

Custom ML — not a third-party LLM

Product uses custom ML/heuristic models, not a third-party LLM.

Model details

Model family
Base model
Context window
Input modalities
text
Output modalities
text
Access
Proprietary
Pricing
usage-based
API available
Yes
Model card / docs
https://plaid.com/docs/

Mantle Index

Equity Score

Mixed

Measures fairness across demographic groups. Higher is more equitable.

59/ 100

Safety Score

Strong

Measures resistance to harmful outputs. Higher is safer.

77/ 100

Component scores

🔒 Pro tier

Equity Score component breakdown

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Component scores

🔒 Pro tier

Safety Score component breakdown

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The Equity Score and Safety Score roll up the latest Mantle Index assessment. Component breakdowns and risk-tier justification are available on Pro and Enterprise.

Benchmark sub-scores

Benchmark scores

🔒 Pro tier

Per-benchmark sub-scores

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Security score

43/ 100 · Needs work

Computed from compliance, encryption, data handling, documentation, and vendor contacts — multiplied by research confidence (medium).

5 category scores

🔒 Pro tier

Security score component breakdown

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Vendor contacts

Contacts on file

🔒 Pro tier

Vendor sales + AE contacts

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Certifications

  • SOC 2 Type II
  • ISO 27001

Research coverage

0 dimensions fully covered · 0 partially covered.

    Supply chain

    No supply-chain links recorded yet.

    Citations

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    Recent changes

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